Spectrum Resources now with years of experience and much training in foreclosure prevention still finds one of the greatest emotional pull on a family facing foreclosure is that lost feeling, not knowing what to do, who to turn to, or where to go. Learn here of how more time, more options can be found.

Spectrum Resource’s mission is to offer education and resources to those seeking financial self-sufficiency. Researching possible resources never stops to fill our client’s needs. Through our ongoing plea to “Help us help others”, an appreciative foreclosure client recommended One Caboodle who has now joined our list of trusted resources. One Caboodle is a national educational and service resource provider which gives customers exclusive access to premium education and expertise in pre-foreclosure, real estate, and a personal budgeting software.

From first hand experience, the founder of One Caboodle has learned that going through foreclosure may leave you feeling down, but assures people, you are not out ! One Caboodle parallels Spectrum Resource’s philosophy in giving people options, which gives them hope. Normally there is but a small window to actually help someone maximize the opportunities the lie within such a disaster. However, with access to preferred experienced foreclosure Lawyers at a special deep discounted rate saving thousands of dollars,positive action can take place immediately.

In previous lessons on home ownership issues, I have suggested a forensic audit be done even by families who are not facing foreclosure to assure that their lender is in compliance. Spectrum Resources has researched extensively for affordable yet reliable forensic auditing service to identify the mortgage regulatory violations in our client’s paperwork and the cost of the service ranged from $1500-$5000. One Caboodle unlike other companys offering a forensic audit, provides a forensic audit supported with legal analysis by a staff of attorneys all within their HomePack at a very reasonable rate. A third party documentation of the violations is strong evidence when fighting mortgage fraud. The more fraud uncovered, the more leverage a home owner has in negotiating terms to her betterment.

Spectrum Resources offers personal counseling in debt and credit and always promotes good organized record keeping, One Caboodle offers a simple but yet powerful budget software with money management methodology to keep the family on track, an absolute necessity in money management. Banks do not allow partial payments, for example if the house payment is $1400.00 and you have only $1200 but the bank refuses it. With a structured plan in place, you can turn that negative into a positive utilizing the $1200 to move forward still securing the family’s future. It’s knowing what to do with what you have that makes the difference !

One Caboodle offers homeowners more time and more options ! Spectrum Resources is happy there is now in place a ‘package’ of expert resources that we can refer families to keep them in their homes and at a very reasonable rate. Knowing what the regular rates and value of services offered to the general public, One Caboodle’s HomePack gets a thumbs up showing excellent value in price, services rendered and commitment from Spectrum Resources.

Contact Spectrum Resources to learn more and how you can help us help others, especially if you know of anyone facing foreclosure.

Call: (863) 967-0660 or email: SpectrumResources@tampabay.rr.com
Please visit our other blogs:
http://MoneySavingTips.PolkVoice.com &
http://SpectrumResources.wordpress.com
http://FinancialEducationAndOPtions.blogspot.com
Visit: http://CreditJusticeServices.com/?ccc=1242 for a 75 Day Credit Makeover