Welcome to the new wave of personal communication called blogging. We’ve all heard the joke about “If you want news to travel fast, forget about the telegraph, and telephone but do tele-a-woman !” . And even though that is a time old joke, take pride ladies because stats have proven the success of women at home and in business is all due to women being such caring individuals. And sharing good results with your best financial tip is what a caring… Continue

If you are a small business owner, congratulations ! You possess a portion of the glue that is holding America together! Small businesses are made up of individuals from families, neighbors and communities who all are facing the same challenges. Credit is shrinking and debt is increasing. You may be one of the small business owners who has established or is running your business on personal credit. Do what you have always done, use your initiative,… Continue

I read how walking backwards increases a person’s clarity of thinking and intellect. To get out of debt, it may take reversing your thinking. You were reared in a positive supportive loving environment that enforced the idea that you deserved and should have everything you want. Now the reality of the economy is telling you the opposite that you cannot have everything you want and you are going to have to make choices, establish… Continue

Once upon a time, you finally were able to write your signature legally with your true love’s full name and the added status of ‘MRS’. How exciting, you entered marriage and forfeited your identity to the love of your life. Then the story takes a turn, you find yourself divorced without the use of your x-husband’s identity, and the fact you have not established one for yourself prior to this. You find you are really starting from scratch.



All the utilities were in his name, and you… Continue

By Julia Jones



Have you lost interest in your love life? Has the passion gone completely out of your relationship? Are you merely roommates? If yes, then try out something normal with a difference. Do something unpredictable that will make your partner happy and freshened up to love you again.



The man in your life loves to have dinner with you, loves to see you as sexy as ever and loves to feel you. Surprise your partner with an exotic meal, sexy lingerie or a soft kiss… Continue

You may have reached a certain point in your life when you look in the mirror and wonder how you got there. You ask yourself the big question that haunts the most secure people, ‘How could I have accumulated all of this without realizing it?’ You know to become fiscally fit it will take drastic measures such as being totally honest with your self and going a cash diet.



Yes, you heard me right, a ‘CASH’ diet ! You have been groomed, trained… Continue

You may or may not have knowledge of another credit bureau that can make a difference in your credit score. The lesson today is about the 'PRBC Report' and a 'Bill Payment Score' (BPS), a credit bureau that contains your "Non-traditional" credit. Non-traditional credit maybe payday loans, rent, utility bills, insurance, cable, daycare, child support, timely payments normally not reported, but through PRBC it is used to supplement the history in the… Continue