Using the holiday jingle in your pockets instead of plastic will add a twinkle in your eye ! Yes, Go CASH for the holiday shopping ! It’s a wild new experience for some, but one that still guarantees smiles to those receiving gifts and those giving, and the best part there is no buyer’s remorse come January. Here are more holiday tips and ideas to make your season more affordable, less stressful and fun !



Avoid incentive cards those with… Continue

The secret to successful gift-giving isn’t money, it’s thought ! So, before you even think about opening your wallet, spend a little time thinking about each person on your written list. Think about their likes, noted preferences, needs, little habits, things they prefer to use or collects, colors and shapes of items even what they wear. Think about their sense of humor, or things they have complained about. Things they have commented about… Continue

You may not be a business owner, but as a consumer you are probably aware that all businesses face many challenges during the start up periods. Yet, it’s hard for anyone in today’s economy to think of credit cards facing any type of business challenge.



The Credit Card Story continues to unfold. It was 1982 – ’83 that was pretty much the end of the usury laws and during that period with a reduction in inflation credit cards rose from… Continue

As the story unfolds in the world of credit cards, along came Mastercard ( known as Interbank) as the result of a cooperative effort between the various banks up in the Northeastern part of the nation. Remember back in the olden days, there was laws against interstate banking, so banks were limited to their home state. These new fangled little cards gave them access to potential customers across state lines. First VISA now MASTERCARD. Their beginnings… Continue